businessFirst

Your business is our business.

Business solutions personalized to you.

Let’s Dig In

The right partner helps you and your business thrive.

Every business owner needs a trusted partner to help you nurture and guide your entrepreneurial spirit while managing everyday business needs. Naturally, that’s where we come in.

It’s no surprise that we mean business when it comes to helping you thrive. Business First by First Commonwealth Federal Credit Union brings business solutions with lower costs, faster service and better value.

Our team is empowered to do the right thing to help you, your business and employees when, where and how you need us. We are a not-for-profit financial cooperative that puts people and purpose first. And, when it comes to championing your entrepreneurial spirit and delivering for you — rest assured, we mean business!

Your Dedicated Team

You get a dedicated Business Solutions Manager who knows YOU and your business. As your business evolves, your team of business solutions experts is right there every step of the way.

Personalized Concierge Service

We’re real people ready when, where and how YOU need us. Get the personalized experiences YOU deserve with a 1:1 Business Solutions Manager and a team of business solutions experts for any need.

Fast Local Decisions

You’re local. So are we! All decision-makers are local and invested in YOU and our community. Your dedicated Business Solutions Manager champions fast decisions as part of the decision-making process.

Trusted Experts

You know your business. We know the right business solutions to help make your dreams a reality. Our Business Solutions team comes with decades of experience in the Lehigh Valley and a vast network of professional partners there when you need us.

Better Value

We know you’re always looking to get the highest quality at the best value. Our low and no cost business solutions are some of the best in the marketplace — on purpose.

Because YOU are our priority, we take it a step further. This is where Business First by First commonwealth FCU stands apart. We look at ALL the options to meet your business need, not only within First Commonwealth FCU. If there’s a solution better for YOU, we’re going to recommend it. We really mean — your business is our business!

Easy & Convenient

Conveniently manage your business and personal life — banking, borrowing and investing all under one roof — or virtually if that’s more convenient for you. We continue to expand and invest in the latest technology and tools to help you navigate the continually evolving needs of your business, customers and employees.

Networking & Learning

You also have access to our many free business educational seminars, resources and tools including business networking events and exclusive access to discounts.

A Free Benefit for Your Employees

Become an employer partner too. Our free Work First by First Commonwealth FCU employer partner program is available to business members to bring exclusive access to First Commonwealth FCU to your employees and their families. The program is distinctly designed to bring added value to your employee benefits package and help you engage and retain employees.

Your employees gain access to the #1 credit union in Pennsylvania for banking, borrowing, saving and investing solutions, 24/7 access, free financial counseling, free financial health check-ups and onsite financial education at your business.

How we can help.

Join Business First by First Commonwealth FCU

The right partner can help your business thrive, and that’s where we come in. With our team of Business Solutions experts, you’ll get the personalized experiences and trusted partner you deserve and a strong foundation to build your business on.

Let’s Get Started

Business Lending Solutions

Your business is our business. That’s why we offer a full suite of business lending solutions designed to help your business grow and thrive. When you’re ready to buy, build, expand or improve your business, we’ll be there to customize a borrowing solution that’s right for you.

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Business Visa® Solutions

Our Visa® cards are designed for business. From automatic cash back and low rates to unmatched purchasing power and worldwide acceptance, the security, flexibility and versatility of a First Commonwealth Business Visa® makes running – and growing – your business easier and more convenient.

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Business Checking Solutions 

Our Business Checking solutions provide Business First by First Commonwealth FCU members with exclusive earnings, 24/7 access to the latest digital banking technology and the ease and convenience you need to keep your business moving forward.

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Digital Banking for Your Business

Wherever you are, we’ll be there. As a business owner, you need access to your accounts when, where and how it’s convenient for you – 24/7. You need business banking solutions that match your business hours. Our 24/7 digital banking and cash management solutions give you all this and so much more.

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Cash Management Solutions

Focus on what matters most and let us handle the rest. Whether you’re on the road, working remotely or in the office, our Cash Management solutions are designed to help you manage your business finances quickly and easily with automated account features and 24/7 access. Experience the ultimate convenience, one-stop access, greater controls and flexibility that Business First by First Commonwealth FCU offers.

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Business Savings Solutions

Make your money work for you. From simple business savings to money markets and certificates, Business First by First Commonwealth FCU members gain special access to lower fees, lower minimums and higher rates on savings accounts designed to boost your business.

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Merchant Card Solutions

We help build a better business. Which is why our Merchant Card solutions allow you to accept all major credit and debit cards, and give you access to check verification at a competitive rate with no hidden fees and on a month-to-month contract. Running your business just got easier. Way, way, easier.

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Exclusive Benefits

We believe in making banking better for all our members. And that starts by making it easier, more convenient, and more efficient.  Business First by First Commonwealth FCU provides businesses, their employees and families with the best our credit union has to offer. You’ll not only get access to lower rates and preferred pricing, but exclusive offers and access to VIP services businesses to help you get the most value from your membership.

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Your Dedicated Business Solutions Center

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Find the Financial Center Nearest You

See All Locations

Meet the team.

Schedule an Appointment

Chief Lending Officer

Kevin Brown

email Kevin 610.997.6378

Vice President, Business Solutions

Adel Mikhael

email Adel 610.997.6390

Vice President, Business Solutions Officer

Shawn Bogutskie

email Shawn 610.821.2426

AVP, Business Solutions Officer

George Haik

email George 610.997.6390

Vice President, Business Solutions Officer

Judi Peters

email Judi 610.821.2400 x4693

AVP, Business Solutions Officer

Dana Rachwal

email Dana 610.248.9229

To help set up and personalize your First Commonwealth account, we’ll connect you with a business solutions concierge to answer your questions and get you up and running.

We’re Here to Help

Let’s get started.


Every business owner needs a trusted partner, and that’s where we come in. When it comes to supporting your business, First Commonwealth Federal Credit Union brings unmatched level of personalized business solutions and concierge banking to businesses throughout the Lehigh Valley. Just fill out this quick form and we’ll connect you with your dedicated Business Solutions Manager and a team of business solutions experts ready for any need.

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